We engineer secure, high-throughput financial platforms — neobanks, payment gateways, lending engines, and wealth-management portals — built to meet RBI, PCI-DSS, and global compliance standards. With 7+ years of fintech expertise.
The global fintech market is projected to exceed $332 billion by 2028. India alone processes over 14 billion UPI transactions monthly. From neo-banking and BNPL to InsurTech and algorithmic trading, every corner of finance is being disrupted by software-first challengers.
Soft24 Technologies delivers enterprise fintech solutions including core banking modules, payment aggregator platforms, KYC/AML engines, and wealth-management dashboards for banks, NBFCs, payment startups, and insurance companies with operational automation and scalable architecture.
Financial services operate under intense regulatory scrutiny, with security breaches and compliance failures capable of destroying businesses overnight.
Financial platforms are the #1 target for cybercriminals — a single breach can cost millions and destroy customer trust irreparably.
RBI, SEBI, IRDAI, FCA, and PCI-DSS impose overlapping requirements that change frequently and vary by geography.
Handling millions of simultaneous transactions with sub-100ms latency while maintaining 99.99% uptime is an extreme engineering challenge.
Manual KYC processes drive drop-off rates above 60% — every minute of onboarding friction directly reduces conversion.
Connecting modern digital channels to 30-year-old core banking systems without disrupting live operations requires expert middleware engineering.
Customers expect hyper-personalised product recommendations and pricing — impossible without real-time ML on transactional data.
PCI-DSS Level 1 certified payment infrastructure supporting UPI, cards, wallets, and net-banking with sub-200ms settlement and real-time reconciliation.
Video KYC, Aadhaar eKYC, and ML-based AML screening that completes onboarding in under 3 minutes with RBI-compliant audit trails.
Real-time ML scoring on every transaction — detecting anomalies, velocity abuse, and synthetic identity fraud with <0.1% false positives.
Full-stack digital bank front-end — account management, smart budgeting, fixed deposits, and investment products — integrated with CBS.
Automated underwriting, bureau integrations (CIBIL, Experian), dynamic pricing, and digital loan lifecycle management from application to closure.
Robo-advisory, portfolio tracking, mutual fund distribution, and goal-based planning platform with SEBI-compliant reporting and tax statements.
HSM key management, mTLS, field-level encryption, and penetration-tested code at every release.
Event-driven microservices and Redis caching deliver payment API responses in under 100 milliseconds at any transaction volume.
Every financial transaction is recorded in an append-only ledger with cryptographic integrity guarantees and full audit trail.
Pre-built connectors for 50+ banks, NPCI, RBI sandbox, and international payment networks via standardised REST APIs.
Support for 150+ currencies, real-time FX rates, and per-market compliance rule engines in a single platform.
Live transaction monitoring, chargeback tracking, revenue dashboards, and custom BI reports for finance teams.
Numbers from Soft24 Technologies fintech platforms currently in production for enterprise organizations.
Comprehensive fintech software solutions for modern financial institutions.
Custom iOS and Android fintech applications with secure architecture, real-time data sync, and seamless integration with banking APIs and payment gateways.
PCI-DSS Level 1 certified payment infrastructure supporting UPI, cards, wallets, and net-banking with sub-200ms settlement and real-time reconciliation.
Multi-currency digital wallets with P2P transfers, bill payments, merchant QR codes, and loyalty program integration with RBI-compliant KYC.
Full-stack digital bank front-end — account management, smart budgeting, fixed deposits, and investment products — integrated with core banking systems.
Real-time transaction monitoring, chargeback tracking, revenue dashboards, custom BI reports, and predictive analytics for financial decision-making.
Pre-built connectors for 50+ banks, NPCI, RBI sandbox, UPI, SWIFT, ISO 20022, and international payment networks via standardised REST APIs.
Highest level of payment card industry compliance with rigorous security standards and annual audits.
Hardware Security Modules for encryption key storage with hardware-backed protection and rotation.
AES-256 encryption at rest and TLS 1.3 in transit with mTLS for all API communications.
Real-time ML scoring on every transaction with <0.1% false positives and instant blocking.
Full compliance with Reserve Bank of India guidelines for digital payments and lending.
SEBI-compliant wealth management and investment platforms with proper reporting.
Scalable architecture supporting millions of daily transactions with sub-100ms latency.
Active-active cloud deployment with automated failover for mission-critical systems.
Lightning-fast API responses for seamless user experience at any scale.
Industry-leading fraud detection with minimal false positives.
Automated KYC processes that complete onboarding in under 3 minutes.
Significant cost savings compared to traditional banking infrastructure.
Talk to our fintech engineering team. We'll review your architecture and regulatory requirements in a free 45-minute technical discovery session.
Book Free Fintech Discovery Call