We engineer secure, high-throughput financial platforms — neobanks, payment gateways, lending engines, and wealth-management portals — built to meet RBI, PCI-DSS, and global compliance standards, backed by deep fintech engineering expertise.
The global fintech market continues to grow rapidly, and India processes a very high volume of UPI transactions every month. From neo-banking and BNPL to InsurTech and algorithmic trading, every corner of finance is being disrupted by software-first challengers.
Soft24 Technologies delivers enterprise fintech solutions including core banking modules, payment aggregator platforms, KYC/AML engines, and wealth-management dashboards for banks, NBFCs, payment startups, and insurance companies with operational automation and scalable architecture.
Financial services operate under intense regulatory scrutiny, with security breaches and compliance failures capable of destroying businesses overnight.
Financial platforms are the #1 target for cybercriminals — a single breach can cost millions and destroy customer trust irreparably.
RBI, SEBI, IRDAI, FCA, and PCI-DSS impose overlapping requirements that change frequently and vary by geography.
Handling large volumes of simultaneous transactions at low latency while maintaining high availability is an extreme engineering challenge.
Manual KYC processes drive significant drop-off — every minute of onboarding friction directly reduces conversion.
Connecting modern digital channels to 30-year-old core banking systems without disrupting live operations requires expert middleware engineering.
Customers expect hyper-personalised product recommendations and pricing — impossible without real-time ML on transactional data.
Payment infrastructure built for PCI-DSS compliance, supporting UPI, cards, wallets, and net-banking with fast settlement and real-time reconciliation.
Video KYC, Aadhaar eKYC, and ML-based AML screening designed to minimize onboarding time, with audit trails that support RBI-compliant workflows.
Real-time ML scoring on every transaction — detecting anomalies, velocity abuse, and synthetic identity fraud while minimizing false positives.
Full-stack digital bank front-end — account management, smart budgeting, fixed deposits, and investment products — integrated with CBS.
Automated underwriting, bureau integrations (CIBIL, Experian), dynamic pricing, and digital loan lifecycle management from application to closure.
Robo-advisory, portfolio tracking, mutual fund distribution, and goal-based planning platform with SEBI-compliant reporting and tax statements.
HSM key management, mTLS, field-level encryption, and security-focused code review at every release.
Event-driven microservices and Redis caching deliver fast payment API responses at any transaction volume.
Every financial transaction is recorded in an append-only ledger with cryptographic integrity guarantees and full audit trail.
Pre-built connectors for multiple banks, NPCI, RBI sandbox, and international payment networks via standardised REST APIs.
Support for multiple currencies, real-time FX rates, and per-market compliance rule engines in a single platform.
Live transaction monitoring, chargeback tracking, revenue dashboards, and custom BI reports for finance teams.
Capabilities built into Soft24 Technologies fintech platforms currently in production for enterprise organizations.
Comprehensive fintech software solutions for modern financial institutions.
Custom iOS and Android fintech applications with secure architecture, real-time data sync, and seamless integration with banking APIs and payment gateways.
Payment infrastructure built for PCI-DSS compliance, supporting UPI, cards, wallets, and net-banking with fast settlement and real-time reconciliation.
Multi-currency digital wallets with P2P transfers, bill payments, merchant QR codes, and loyalty program integration with RBI-compliant KYC.
Full-stack digital bank front-end — account management, smart budgeting, fixed deposits, and investment products — integrated with core banking systems.
Real-time transaction monitoring, chargeback tracking, revenue dashboards, custom BI reports, and predictive analytics for financial decision-making.
Pre-built connectors for multiple banks, NPCI, RBI sandbox, UPI, SWIFT, ISO 20022, and international payment networks via standardised REST APIs.
Payment card industry security standards and practices built into every release.
Hardware Security Modules for encryption key storage with hardware-backed protection and rotation.
AES-256 encryption at rest and TLS 1.3 in transit with mTLS for all API communications.
Real-time ML scoring on every transaction, tuned to minimize false positives, with instant blocking.
Built to align with Reserve Bank of India guidelines for digital payments and lending.
Wealth management and investment platforms built to align with SEBI reporting requirements.
Architecture designed to support high transaction volumes at low latency.
Active-active cloud deployment with automated failover for mission-critical systems.
Fast API responses for a seamless user experience at any scale.
Fraud detection tuned to minimize false positives.
Automated KYC processes designed to minimize onboarding time.
Significant cost savings compared to traditional banking infrastructure.
Talk to our fintech engineering team. We'll review your architecture and regulatory requirements in a free 45-minute technical discovery session.
Book Free Fintech Discovery Call